My whole life I was taught to take care of myself and to be self-motivated. I don’t need a cheerleader by my side telling me I am doing well. I had and still have an amazing support system at home and it’s not like I was thrown to the wolves or anything - my upbringing was quite the opposite. I have all the love and support I could ever need at home, which I am grateful for everyday.
My parents are very independent people. They grew up without a lavish lifestyle as many young adults my age can probably say about their parents. They never got to go on fancy trips or have the newest game/gadget of their day. They paid their way through school and moved out on their own as soon as they started university. They have values that once you are an adult you should be taking care of yourself - for the most part, just as they did.
Now, I am very lucky and can say I am 24 and still live in my parents home. I am what I would consider a spoiled child (many trips, university was paid for, and my birthdays and Christmases were always plentiful with presents). That is so extremely lucky.
The amount I have saved in order to get my own life started has been huge because my parents have supported me for majority of my life. I am lucky to not be in debt. I know lots of people don’t get it this easy and I do not take it for granted.
So, being someone who has been taught to create my own life, take charge, and live the life I want it is hard for me to still be living at home. There is nothing wrong with home, but I have this burning desire to be independent and start creating my own future - and that starts with a place to live. I spend my money on everything I ever need for myself and I love that feeling. But, the last thing I need to dive into is paying for rent.
It may sound weird, but I love spending my own money (in a responsible way). I have saved my money since I was little. When I got a bit older 12/13 - my extended family started to give me cash instead of presents for birthdays and Christmas; what did I do with it? I put it in my bank account that my parents had set up for me. I never did with it what I was supposed to, which was to “go buy something you like”. I wanted to save it and I never felt the need to go buy a new toy, etc.
I am a saver and now that I work full time and am able to buy everything for myself, it feels so great. I am mostly taking care of myself. So, the one thing that is holding me back from complete financial independence is paying for rent. It is so freeing to know I made this money and I can spend it how I choose. I don’t need to ask anyone, I don’t need to live by anyone else’s rules but my own.
I have stayed at home to save money because let’s be real you 20somethings… rent is not cheap and buying a place in Toronto (especially Downtown) is just out of the question (housing crisis am I right???). My parents, when they were my age, had no financial support at home, paid for school and every bill they had, and could still afford to move out and pay for their own house from the money they made at their day job. If I had to do all of that - no amount of saving could put me in that position today.
I have saved for 2.5 years now since coming home from school and I am ready to make the move. I am so excited to live Downtown Toronto, it has been my dream since I came back from school. I started the search back in October 2018 and I am now making the final steps to sign to a place for February 1st.
Yay to a new chapter in life! 🎉